We keep it simple: you need a loan, and we’re prepared to lend it. At Zebra Loans, we show that we care for our customers by keeping our system as easy and quick as possible.
Life is unpredictable, and in some cases those unpredictable events can be costly. When you have a sudden bill that needs to be paid, borrowing from your business, family, or friends isn’t always easy to do. And many people do not want to take out a serious loan from a bank for a small loan that will be settled quickly.
This is why Zebra Loans offers quick and easy unsecured cash loans for people looking for a small yet crucial boost to get them over the edge of that sudden expense. We provide New Zealand applicants with the perfect short-term loan situation: zero hassle, simple terms, and absolutely instant.
There are a number of reasons why you might want to take out a fast unsecured personal loan. Common reasons for unsecured loan applications include:
Money for car repairs, or to help finance a new car
Weddings can be expensive, but the one-time payment makes it easy to pay back
Hospital bills need to be paid right away, and we’re always here to help
Make your debts easier by paying them off and consolidating them
At Zebra Loans, low-income is the last thing that will stop an application from getting approved. We look into your background as a potential borrower, as we care more about your employment and employment stability than your income.
Our interest rates are based on your income, and we will never take more than 25% of your income per pay cycle. This makes repayment easy and simple.
We understand that loans can be scary, and repayments can be a heavy burden. That’s why we provide personal and flexible considerations, depending on your situation. We offer partial or full early repayments with no penalties, and you can pay over your chosen number of repayments.
How can you qualify for a Zebra loan? Here are some of our criteria:
At least 18 years of age
Active bank account
New Zealand citizen, or resident in New Zealand
Pay is electronically transferred to your bank account
Computer and mobile phone access for verification and communication
Earning at least $400 per week
Active email address
Once you have provided all necessary documentation and completed our application, we will go over your case and do our best to find a solution that will best work for you.
“I can’t believe a service like this exists. Zebra loans makes borrowing money so easy. You don’t have to put anything as collateral, which is just super cool of them.”
“I was expecting to have to sign off my house for an urgent loan but was pleasantly surprised to see there wasn’t any. Thanks for making loaning so easy. ”
“Zebra loans just made borrowing great again. I didn’t have to wait through a line or make any dodgy agreements. I just signed up, got the money in under an hour. Incredible.”
Use our online calculator below to find out how much you may be able to borrow. Your potential loan amounts will vary depending on a number of factors. Rates and fees are displayed to give you a complete understanding of your personal loan:
Yes. At Zebra Loans, we offer payday loans and cash advance loans, with simple, borrower-friendly repayment terms.
If you have already successfully applied for a personal loan from Zebra Loans in the past, you should have no problem applying for successive personal loans in the future.
Zebra Loans charges certain fees for missed payments, and will attempt to contact you if your payments are dishonoured. We will do our best to work with you to arrange a new schedule for successful payments.
No. Zebra Loans is intended to help short-term financial needs.
Interest is charged at 1.5% per day on the unpaid balance at the end of the day.
We work hard to make sure to provide the most borrower-friendly loans NZ citizens and residents can take advantage of. Our additional fees can include a Loan Establishment Fee, a Direct Debit Fee, a Default Fee, a Wage Deduction Fee, and a Referral Fee to a debt collection agency.