Your On-Demand Loan

Same Day Loans: Get a Quick Cash Loan in 60 Minutes

Situations can come and go before you even know what’s really going on. In cases like these, you might need an extra financial boost right here and right now. With Zebra Loans, same day loans are now possible.

Zebra Loans: your on-demand lending service.

Same Day Loans
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Same Day Loans NZ

No amount of budgeting can prepare you for the unexpected. Whether it’s a sudden car or dental bill, an emergency in the family, or any other kind of unforeseen expense, most of us don’t have the savings to push through it without needing a bit of help.

Zebra Loans is here to be your little bit of help and more. With our same day loans, we give people that extra financial help they need. Think of us less like a lender and more like an old friend: here to lend you that boost you need, without the stress, delay, or hassle of most loans.

Apply now and get your money today.

Cash Till Payday

When your next payday is a few days later than your current savings can last, Zebra Loans is here to help shore up your finances until you are more secure. Our cash loans are some of the quickest and most reliable loans that many in New Zealand have come to rely on as a great Plan B.

There aren’t many loans online in New Zealand more borrower-friendly and effective than Zebra Loans. Apply for your loan and reset your financial situation today.

Cash Till Payday Loans
Too Slow Banks

Banks: Too Slow, Too Traditional

Getting a loan from a bank can be a complicated and tiresome affair, and in many cases, they don’t even want to bother with the kind of small, short-term loan you might need. Unless you’re opening a business or buying a piece of property, a loan from a bank might not be the right choice for you.

Zebra Loans cuts the loaning and repayment process from months and years to hours and days. A loan doesn’t have to be a long-term responsibility. With same day loans, you can fix up your problem as soon as we transfer the money, and pay us back soon after. Save yourself the stress and choose Zebra Loans.

Fast Approval: How It Works

Our fast application to approval system is an easy 3-step process.

Apply Online

Step 1:

Apply Online

Select the amount you wish to borrow, the term of your loan, and provide all the requested information. Check out our calculator to see how much you may be able to borrow.

Approval and Transfer

Step 2:

Approval and Transfer

If sent during our normal working hours, we can approve your application and then send your funds within 60 minutes of approval. The money is in your hands almost immediately.


Step 3:


No hassle, no problem. We automatically deduct your repayments from your account in accordance to the agreed repayment schedule. We never take more than 25% of your income.

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Quick But Responsible – The Responsible Lender

Zebra Loans practices responsible lending. Our fee structure, interest rates, and repayments are highly transparent, meaning our customers never have to worry about hidden charges and extra fees. We are here to help you with your financial responsibility, and work with you to get through your short-term financial needs.

Qualify With Instant Success

Looking to qualify for a same day loan with no extra hurdles or hoops? Here are the three most important criteria we need to make sure you can qualify:

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Consistent Income

You need to be an employee of a company where you are earning at least $400 per week

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Online Access

You will need an email, a computer, and a mobile phone for application and verification purposes

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Bank Account

You will require an active New Zealand bank account, providing bank statements covering the last three months

Small Risks for Small Loans: Why Zebra Loans

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Confidentiality Guaranteed

Your money is your business. A loan from Zebra Loans is a loan with guaranteed confidentiality, from your employer and those around you.

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Streamlined Process

A simple online application process and an immediate approval for qualified applicants. It can’t get much easier than that.

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Your Constant Plan B

Zebra Loans is your reliable Plan B for short-term financial solutions. We can help you through a number of sticky situations.

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No Collateral

Unlike other lenders, we require no collateral to process your loans. Less risk for you, and easier for everyone involved.

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Online Loan Calculator

Kiwis Deserve Transparency And Efficiency

Use our online calculator below to find out how much you may be able to borrow. Your potential loan amounts will vary depending on a number of factors. Rates and fees are displayed to give you a complete understanding of your personal loan:

Find out how much you may be able to borrow

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Our Happy Customers


- Sarah M.

“Such an efficient process you have. Thank you so so much for all your help. I really appreciate it and will continue to use your company in future.”

- Pauline F.

“Thank you!! Great service. So quick and easy!”

- Nicole G.

“Thank you so much. Your customer service is outstanding.”

FAQ: Quick Loans, Unsecured Loans, And More

Can anyone in New Zealand apply for a same day personal loan?

Anyone in New Zealand can apply for a same day loan, whether you are in Auckland or Christchurch. For approval, you must meet our Zebra Loan qualification criteria, which can be found here.

Can I trust Zebra Loans with automatic repayments?

Yes. We value your security and trust over all else, and practice complete transparency with our rates, fees, and charges.

Will I really get my money on the same day as my application?

If your application meets our qualification criteria and if it is sent to us with enough time on our normal working hours (within regular banking hours), then you should receive your loan within 60 minutes after approval.

Do I need to present ID?

Yes. First-time applicants must provide ID. A New Zealand’s driver’s license is the most common ID, but others that you can present include a NZ passport, overseas passport, NZ Refugee Travel Document, NZ Emergency Travel Document, and NZ Firearms License.

Can I apply for a same day loan as a freelancer?

No. One of our criteria for a successful same day loan application is regular employment with the same employer for at least three months.

Are there other ways to find loans online?

While there are other lenders online, Zebra Loans is one of the most trusted lenders in New Zealand, having worked with countless New Zealanders in solving their short-term financial situations.