Cash In Your Pocket Today

Quick Loans: A Fast Loan in Your Bank Account - In 60 Minutes

Quick, easy, and simple. And it’s all online. You can’t get a quicker and better loan than this. Apply for your quick loan today.

Quick Loans
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It’s Never Been This Quick

When it comes to unexpected bills, you need money right away. But with banks and other financial institutions, loans can take too long and are too big, much more than you actually need. Who do you turn to when you need a quick cash loan today? Sometimes you just need a friend who won’t make you feel bad for asking for a quick loan.

At Zebra Loans, we work to be that friend. We understand the meaning of urgency – emergencies need to be dealt with as soon as possible, before they get worse. Is your car acting up and you need to be somewhere by tomorrow? Finance its repair today. Do you have a major toothache and you can’t afford any distractions? Have it worked on later this afternoon. When you need that extra money, we’re here to provide

Fast Action From the Comfort of Your Home

Need a loan? Can’t go out? No problem. We’ve set our online loan application up to make it as streamlined as possible. Send in your application, receive your loan, and build your Zebra relationship all from the comfort of your home.

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No Documents

No printing, signing, or even strenuous reading. We all know how simple a loan has to be – you need money, and we’re here to lend it. Why complicate it? Just sign your loan agreement online with your mouse or trackpad.

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Everything Online

Every part of our process happens online. You can use your mobile phone to access our online loan application process, fill in your details, double-check your application, send the application and receive your loan.

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Security and Speed

We know what you’re thinking: will everything be safe online? Yes. Your information is protected with the tightest and most advanced security software systems money can buy. Your information and loan is absolutely confidential.

Zebra Loans: New Zealand’s Trusted Lending Partner

There are many reasons why you should trust your next loan with Zebra instead of other lenders. Don’t be just content with the average lender; choose the best with Zebra.

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Responsible Lending

No unfortunate surprises, no unfair practices. All our fees and rate are upfront and transparent, making us one of the most customer-friendly lending companies out there.

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60-Minute Success

When we say “quick”, we mean it. Send in an A+ loan application with all the relevant details provided and we can approve it immediately. Within 60 minutes, your loan should be in your account.

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Flexible Repayments

Repayments on your terms. Whether you want to pay everything back in one go, or divide your repayments in up to six installments, we got your back. Just tell us what you prefer in your loan application.

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Easy Rates and Fees

With our responsible lending practices, the customer is always aware of their interests and fees from the very start. Our rates and fees are easy to understand – no complicated loops or confusing charges. When you borrow from Zebra Loan, here’s what you will pay:

Interest: Interest is charged at 1.5% per day on the unpaid balance at the end of the day. This ends up being equal to an APR of 547.5% per annum

Fees: Our potential fees for each loan can include $25 Loan Establishment Fee, $5 Direct Debit Fee, $20 Default Fee, $15 Wage Deduction Fee, and a $50 Referral Fee to debt collection agency

Remember: Zebra Loans are for short-term financial problems with quick solutions. If you need a more long-term solution for financial stability, or if you are already in debt, a Zebra loan might not be for you.

Apply now and get your money today.

How To Qualify For Instant Approval

At Zebra Loans, we want to make your loan application process as easy as possible. To make sure that you qualify for instant approval, make sure you meet our loan approval criteria:


18 years of age


New Zealand citizen or resident within New Zealand


Earning a minimum of $400 per week


Computer access and mobile phone access, for verification codes and applications


Permanent employee of your company


An active bank account for at least one pay cycle


Active email address


Your pay is electronically transferred to your bank account regularly


ID for first-time applications: NZ passport (current or expired within 2 years), overseas passport (current), NZ Refugee Travel Document, NZ Emergency Travel Document, NZ Firearms License

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Online Loan Calculator

Kiwis Deserve Transparency And Efficiency

Use our online calculator below to find out how much you may be able to borrow. Your potential loan amounts will vary depending on a number of factors. Rates and fees are displayed to give you a complete understanding of your personal loan:

Find out how much you may be able to borrow

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Get Your Cash Today From Our Loan Experts

At Zebra Loans, we go through every loan application meticulously and thoroughly. If you have had loan applications rejected in the past due to bad credit history, try again at Zebra Loans. We’re always willing to go through your latest circumstances and understand the reason for your bad credit.

Our loan experts understand that not all potential borrowers will have the best credit. It is our mission to work with you to help you get the loan that you need, even if it means putting all the risk on our shoulders. With our personal unsecured loans, you never have to worry about providing collateral. Just an online application and you're done.


With just a quick 5-minute online application, you can start your loan application process right away. Fix your financial headaches with a loan so quick, it’s like borrowing money from a friend.

Apply online today

FAQ: Quick Loans, Unsecured Loans, And More

Can I get a loan over the weekend?

At Zebra Loans, we can only transfer a loan to your account during normal banking hours, which does not include the weekends. However, you can access our online application form 24/7, meaning we can review your application first-thing Monday morning. As soon as your application is approved, you can expect to see it in your account within an hour on the same day.

Where do I have to go to apply for a loan?

Everything is processed online. No queues, lines, or fighting for a parking spot when working with Zebra Loans. We loan to residents all over New Zealand, from Auckland to Christchurch to Wellington and more. There are few options better than Zebra Loans for loans NZ.

Can I pay back my loan in full with a single repayment?

Of course. It’s up to you to decide how many repayments you would like to repay your loan. We offer a single repayment option and up to six repayments for your fast cash loan. Each repayment will be automatically deducted from your account in accordance with your regular pay cycle. If you are paid weekly or fortnightly, then your repayment will occur weekly or fortnightly.

Can I apply for multiple cash loans?

Ideally, we would prefer that you stick to a single loan and successfully repay it before applying for another. This makes it easier for both our customers and our friendly team at Zebra Loans.

How much can I borrow with a quick loan?

We generally offer fast loans from $100 to $1000 to eligible customers. To find a more exact amount that you may be able to borrow, try out our loan calculator here.

Do I have to offer collateral?

Collateral is only involved when you are applying for a secured loan. At Zebra Loans, we like to keep it quick, easy, and completely online, which is why we only offer unsecured loans. This means no collateral is necessary on your end. We take all risks and potential costs.

Our Happy Customers


- Cameron W.

“Thank you, that was fast and painless.”

- Lata B.

“So grateful. You guys are the best loan company I have come across so far!”

- James S.

“Thank you and the Zebra team for being the friendliest loan company around.”