With our affordable Payday Loans you’re in control. You get to control and choose where you stand. It’s is as easy as using our slider to give you an overview of the total interest, fees, repayment amount and loan amount. Our calculator will automatically disallow you from paying back more than 25% of your pay on loan repayments. That’s before Zebra is a responsible lender.
Our friendly staff could place $100-$2000 into your account within 60 minutes of approval. We believe in keeping the process simple, and our application takes minutes to fill in. Our motto is everyone deserves a second chance, so we believe that having bad credit shouldn’t prevent you from obtaining a loan. Whether you’ve had an emergency and maxed out those credit cards, or whether you have bad credit due to youthful exuberance, to us what is important is that you have had good account conduct over the last three months – so have bad credit history is okay with us. As a responsible lender we need to satisfy ourselves that you’ll be able to repay the loan.
Why payday loans?
If you have a New Zealand bank account, and looking for a loan with one of the countries best lenders. When it comes to payday loans you’ll find we’re super simple to work with. With a minimal establishment fee and a reasonable annual interest rate. We promise you that there will be no additional costs. We take responsible lending seriously and go out of our way to ensure getting a loan is quick and easy.
A payday loan nz can be a great way of getting a loan quick and easy. The reality is – most people will find themselves in a situation where they may need a quick cash boost. This is something we can relate to.
The process is super easy. Our fees are totally transparent, and there are no additional costs other than those specified in the loan agreement. Paying back the loan according to agreed terms is vital.
So what’s the process of getting a payday loan?
Once you click apply our staff will assess your application as soon as possible. If you loan is approved then the money will be in your account within 60 minutes. You’ll find that the application process is super quick and simple.
Whilst we do perform a credit check and assess your credit report on each applicant as part of our responsible lending, a bad credit rating may not necessarily affect your credit score.
What do you need to apply?
All applicants applying for a payday loan must:
- Be over the age of 18 years
- be earning at least $400 a week
- have been working for the last 3 months
- not receiving a benefit
- must be a citizen / resident
We’ll also need a valid drivers license or passport from you in order to verify who you say you are, and of course a valid bank account in order to pay the loan to you.
How to apply?
Our online application process is quick and simple. It normally only takes a few minutes to complete. Not all payday lenders are created equally. If you get stuck you can give one of our friendly staff a quick call or email.
Once your have completed your application, you’ll be sent a link to an online platform to provide your bank statements. This process takes 30 seconds, and ensures we can process your application as soon as possible. We then do a few final checks to make sure you can afford to meet the repayments of your payday loan. If your application is approved, the money can be transferred into your bank account and is often in there within 60 minutes of approval.
Want to know more?
If you want to learn more about our quick cash loans then you can learn more at our FAQ.
If you’re interested in the other services we off, check out our service page.
It is also need to highlight to any potential applicant, that If you are looking at consolidating your debts under a personal loan then a short term loan may not be for you. Default fees interest may apply if you fail to repay back your term loans as per our agreed terms. Please read this guide to budgeting if you feel like this service may not be a one off for you. We strive to ensure you have the capability to repay the loan. Our payday loans are not designed for long term lending needs.
Otherwise, what are you waiting for!