Get $100-$1,000 Today with our affordable payday loans NZ. Bad Credit History or a bad credit score may still be. Unsecured short term loans
Why choose Payday Loans NZ?
Do you have a New Zealand bank account and are looking for a payday loan with one of the best lenders in NZ? You’ll find we’re super simple to work with and have a minimal establishment fee and a reasonable annual interest rate. We promise you that there will be no additional costs. We take responsible lending seriously and go out of our way to ensure getting a loan is quick and easy and can work with you to ensure maximum ease, and do not charge for early repayment.
A payday loan nz can be a great way of getting a loan quick and easy and is the easiest may to get cash advances in New Zealand. The reality is, most people will find them selves in a situation where they may need a quick cash boost.
The process is super easy and our fees are totally transparent. There are no additional costs other than those specified in the loan agreement and we’re here to help you if you get financially stuck.
So what’s the process of getting a payday loan?
Whilst we do perform a credit check on each applicant as part of our responsible lending practices, a bad credit rating may not necessarily affect your credit score. It’s straight forward. Just click apply here, or apply at the top of the link.
What we ask is that you please ensure that you are working and earning at least $400 a week. We do not borrow to people receiving a benefit or have the ability to repay the loan amount. The online calculator will specify the repayment amounts, and you can easily see how the loan works in our agreed terms. We only enforce the loan according to agreed principals in the agreement. For more information you can check out our terms here.
What do you need to apply?
All applicants applying for a payday loan nz must:
- Be over the age of 18 years of age.
- You need to be earning at least $400 a week
- You must have been working for the last 3 months
- not receiving a benefit
- must be a citizen / resident
We’ll also need a valid drivers license or passport from you so that we can verify who you say you are, and of course a valid bank account in order to pay the loan to you.
Once you click apply our staff will assess your application as soon as possible. If you loan is approved then the money will be in your account within 60 minutes. You’ll find that the application process is super quick and simple but don’t just take our word for it, hear what other customers have to say:
The process was super simple and quick – Sarah, Auckland
Thanks again Zebra, we really appreciate how easy that was – Michelle, Wellington
We’re proud of our customer service.
If you want to learn more about our Payday Loans NZ then you can learn more at our FAQ.
If you are looking at consolidating your debts under one of our personal loan then a short term loan may not be for you. Default interest may apply if you fail to repay back your term loans so please read this guide to budgeting if you feel like this service may not be a one off for you. We strive to ensure you have the capability to repay the loan. Our loans are not designed for long term lending needs. To avoid additional costs please repay on time or contact us if you are unable to make payment.