Next payday loan
When you need a speedy next payday loan, Zebra Loans are here to help. We know that life can throw you unexpected costs at the worst possible time, such as a large medical bill or car repairs that you weren’t expecting. Zebra can offer fast cash loans from $100 to $1000 to eligible customers. If you need a quick cash loan to cover yourself in a situation like this, then you can apply for a loan with Zebra Loans.
Who Can Apply For A Loan?
We pride ourselves on being more flexible than traditional lenders, however there are some basic criteria that you will need to meet when applying for a next payday loan. These include being over the age of 18, and also currently in full-time employment amongst other criteria. To view our full list of eligibility criteria to determine whether or not you will qualify for a fast loan, please visit our Do I Qualify information page.
If you are still not sure that you meet the requirements, than you can always contact one of our friendly team members for advice on your application.
How Much Can I Borrow?
The amount you can borrow will be determined by your individual circumstances. To help you identify how much you may be able to loan quickly in a single transaction, we have built an online next payday loan calculator for you. Try out our loan calculator here. We will not allow you to repay more than 25% of your net pay each period.
How Much Will It Cost?
Zebra Loans are a responsible lender. As such we disclose all costs clearly upfront to help you make an informed decision. We charge interest on next payday loans at a rate of 1.5% per day. This is equivalent to an APR of 547.5% per annum. You can view a full list of our Borrowing Costs here.
So what does this mean for you?
What do you need to qualify?
To qualify for one of our next payday loans, you:
- need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;
- need to have been permanently employed with the same employer for at least 3 months
- your pay needs to be credited on a regular basis into your own NZ bank
- not currently Bankrupt, under a No Asset Procedure or Summary Installment Order;
- You have access to the Internet and a mobile phone.
Please note this is a guide only – in certain circumstances we may not be able to offer you a loan. It’s straight forward to get fast cash. Just click apply here, or apply at the top of the link.
Apply For A Loan Online Now
When you are ready to apply for a next payday loan, you can complete our online application form using the link below. For any questions you have regarding a quick loan with Zebra Loans, please feel free to contact us whenever you like.