Here at Zebra we do our best to provide loans for people with bad credit. This means that a bad credit history many not necessarily affect your application. Our loans are designed as a short term solution to emergencies. If your car needs fixing, you need emergency dental work, or whether you want to take advantage of an early payment discount. They are not designed to be a long term fix, and if you find yourself needing a short term loan frequently then we suggest you seek budgeting advice.
If you have bad credit it may seem that the world is against you in the case of taking out a loan. Not to worry though, that’s where we come in. Bad credit does not necessarily mean you won’t be approved a loan. We do have responsible lending criteria to assess, to ensure you have the means of repaying your loan. But having a bad history will not unto itself prevent you from receiving a loan.
We understand that people’s account conduct changes. You may find yourself having worked really hard to get a better credit record, but unable to go with a main stream provider. It may be a lot simple to use us if you have a poor loan history.
What to do if you need a bad credit loan?
So, what can you do with a bad credit score? Go for a loan with us. This type of loan is one option you may have if you are having a hard time to qualify for a regular loan. There are various forms of bad credit loans, these include:
- personal loans
- fast cash loans
Of course, the purpose for acquiring a bad credit loan will help in determining which kind of bad credit loan to choose.
After deciding on what kind of bad credit loan to get, here are some tips that will help one get the best deal:
Do not use it if you don’t need it.
As with any other transactions, acting on the first bad credit loan advert is never a good idea.
Use this as an opportunity to improve your credit.
Getting a bad credit loan is not optimal, and can make you shell out more in the long run. However, when done properly, it may help you reestablish your credit line.
To see whether you qualify, click here to apply.