Skip the unnecessary hassle.
At Zebra Loans, we make financing easy.

Loans NZ: Finance Made Easy For Every Kiwi

Don’t get caught up in bills, expenses, and long-term debt. Reclaim your spending power with Zebra Loans’ short-term lending solutions. Apply online today and learn about our personal loans, and how our team can help you secure the amount of money you need, right when you need it.

Loans Made Easy

Types Of Loans

Cash Advance

Cash Advance

Say goodbye to delayed payments and late penalty fees. With cash advances, you can get on top of your expenses with just a couple of clicks. Borrow from $100 to $2000, with a thoughtful repayment system that won’t bankrupt you every month.

Any customer age 18 and above with at least 3 months of permanent employment with the same employer, and possessing a credible bank account is eligible for a cash advance. Apply online today, and make financial anxiety a thing of the past.

Bad Credit Loans

You’re more than just your credit score. At Zebra Loans in New Zealand, we understand that not everything is within your control; we want to help you move on from bad credit history and take a step forward with your personal finances. Responsible loanees are given a second chance through our inclusive criteria.

Low minimum weekly income. An active bank account. Permanent employment. We use these basic categories to help you find the best type of personal loan for your situation, how much you can loan, and how long your repayment term will be. Get the right answers today.

Bad Credit Loans
Payday Loans

Payday Loans

Have access to the money you need, whenever you need it. No one should have limited access to money once a month when you need on-hand cash 24/7. Our online loan application portal is open every hour, every day of the week. Get an advance for your responsibilities, pleasure, and everything in between.

Repayments are automatically deducted monthly from your next paycheck. We never take more than 25% of your pay at a time and create custom-tailored payment plans depending on your personal income and preferences.

Same Day Loans

Get the money you need in 60 minutes or less. Zebra Loans’ unique lending service allows you to apply and secure your loan with just a couple of clicks. No signing and printing of documents required. Set up your online account or call our number and we’ll immediately get down to business.

Getting a loan from a bank is usually a complicated process. And you don’t want to bother with something so tedious for something so simple. Skip traditional financing and get the quick fix that actually helps.

Same Day Loans
Short Term Loans

Short Term Loans

Instant solutions for short-term problems. Not all loans nz have to be excruciatingly long. Short-term loans are quick and easy to set up, and are the go-to of thousands of Kiwis for everything they need, from unexpected renovation costs to emergency dental appointments.

Use short-term loans to fix up urgent financial obligations, maintain a good credit score, or simply keep the amount in your wallet.

Unsecured Loans

The financial boost you need for any situation. Think of unsecured personal loans as money lent by a friend. No collateral, zero stress. Just complete financial freedom.

With low interest rates and a straightforward repayment system, we make it less about lending and more about helping you afford everything you need: from payments for car loans to additional wedding fee finance. Our unsecured personal loans will get you over the edge.

Unsecured Loans

Why A Quick and Easy Zebra Loan

Car repairs icon
Car repairs
Wedding payments icon
Wedding payments
House renovation icon
House renovation
Medical or dental emergencies icon
Medical or dental emergencies
Debt consolidation icon
Debt consolidation
Tuition fees icon
Tuition fees
Utility bills icon
Utility bills
Insurance payments icon
Insurance payments
Overseas vacation icon
Overseas vacation
Holiday spending icon
Holiday spending

Why Choose Zebra Loans

Straightforward Repayment icon

Straightforward Repayment

We designed our automatic payment system to be easy on your shoulders; you’ll never have to pay us more than 25% of your pay every pay cycle.

Same Day Cash Out icon

Same Day Cash Out

Rigid bank policies limit your ability to spend your own cash. Set up an account with Zebra Loans today and have the money in your account within a couple of hours.

Fast and Secure icon

Fast and Secure

Everything you share with us is secured behind our digital vault. Your information is encrypted and will only remain accessible by you and no one else.

Qualify With 3 Easy Requirements

Instant personal loan approval means meeting all our qualifying criteria from the start. Here are the three major yet easy requirements for a successful loan application in New Zealand:

Online Mobile Access icon

Online Mobile Access

For sending your application, mobile verification, and any necessary communication between you and our team

Active Employment & Bank Account icon

Active Employment & Bank Account

You must be a permanent employee for at least three months, and possess an active bank account with available bank statement

Kiwi Adult icon

Kiwi Adult:

At least 18 years of age, and a citizen or resident of New Zealand currently living in New Zealand

For other required qualifications, visit our Do I Qualify page.

Loan Application Made Simple

Add Group

Step 1:

Create an online account

Use our online calculator to learn about your loan amount, payment term, and applicable fees. Complete the online application form to set up your online profile.


Step 2:

Get your money

Once your application for personal loan is approved, you can expect the funds to be transferred directly to your bank account within 60 minutes. Time varies depending on your bank, scheduled within normal working hours.


Step 3:

Repay automatically

Repayments are deducted automatically in accordance to your pay cycle (weekly, fortnightly, or monthly).

Online Loan Calculator

Kiwis Deserve Transparency And Efficiency

Use our online calculator below to find out how much you may be able to borrow. Your potential loan amounts will vary depending on a number of factors. Rates and fees are displayed to give you a complete understanding of your personal loan:

Find out how much you may be able to borrow

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Our Happy Customers


- Sarah M.

“Such an efficient process you have. Thank you so so much for all your help. I really appreciate it and will continue to use your company in future.”

- Pauline F.

“Thank you!! Great service. So quick and easy!”

- Nicole G.

“Thank you so much. Your customer service is outstanding.”